Acts of God could include:
- Unusual weather factors - tropical storms, floods even droughts
- Unusual geological phenomenon - volcanoes, earthquakes, tidal waves etc.
- Unusual hazards - meteor damage, plagues of insects etc.
The question remains for most car owners, that though acts of God are included in their car insurance, will they get a full refund or will the insurance company declare a total lost in their cars. Most car owners would love to hear that, that their car are in total wreck and teh only choice they have is to buy a brand new one. And though it is a hassle to buy a new one, it is better than to use a car submerged in water for days.